The annual health benefit open enrollment period begins October 27, 2025, and ends November 10, 2025, at 5:00 p.m. EST.
Open Enrollment
View all plan details and cost comparisons in the 2026 Benefits Guide!
Annual Open Enrollment – Action Required
Open Enrollment for the 2026 plan year begins October 27, 2025, and ends November 10, 2025, at 5:00 p.m. EST.
This year, Clark University is moving to an active Open Enrollment process and transitioning from paper enrollment to a new online system called Employee Navigator. Click here on October 27th to access Employee Navigator for Open Enrollment! Please note: If you have already registered and are returning back to make updates for this Open Enrollment, please access through this Login link.
All benefit-eligible employees must take action during Open Enrollment.
If you do not complete your elections, your current benefits will end December 31, 2025, and you will not have coverage for 2026.
Why the Change?
Clark University is introducing several new benefit options for 2026 and enhancing our enrollment process to ensure every employee reviews, updates, and confirms their benefits.
This transition supports Clark’s fiduciary responsibility to administer benefits accurately, equitably, and in compliance with federal and state regulations (including ERISA).
Requiring active enrollment helps ensure:
- Each employee’s choices are intentional and up to date
- Dependent and beneficiary information is accurate
- Flexible Spending Account (FSA) elections are renewed properly
- Employees have the opportunity to review new 2026 plan options
Key Dates
- Open Enrollment Period: October 27 – November 10, 2025
- Deadline: 5:00 p.m. EST, November 10, 2025
- Coverage Effective Date: January 1, 2026
What’s New for 2026
- New HSA-eligible medical plan option
- Enhanced dental plan
- Standalone Vision coverage added for the first time
- New voluntary benefits: Hospital Indemnity, Critical Illness, Accident, and Voluntary Supplemental Life Insurance
- Transition to Employee Navigator for paperless enrollment
Action Required
All employees must log in to Employee Navigator to complete their elections — even if you plan to keep the same coverage.
No elections will carry over automatically.
If you do not take action by November 10, 2025, your current health, dental, vision, and voluntary benefits will end December 31, 2025.
Online Enrollment System
Clark is moving away from paper forms to an online enrollment process using Employee Navigator.
Through this secure system, employees will be able to:
- Review benefit elections
- Compare plan options
- Add or remove dependents
- Enroll in or update coverage for 2026
- Access plan details, summaries, and cost information
Flexible Spending Accounts (FSA)
To participate in a 2026 FSA, you must make a new election during Open Enrollment.
FSA elections do not carry over from year to year.
Benefits Fair
Join us for the 2026 Benefits Fair to meet our benefit partners, explore new offerings, and get your questions answered.
📅 Thursday, October 30, 2025
📍 Tilton Hall, Higgins University Center
🕐 10:00 a.m. – 2:00 p.m.
Representatives from Harvard Pilgrim, OptumRx, TIAA, Flores, Lockton, and other vendors will be on site to answer questions.
You can also get hands-on assistance with Employee Navigator enrollment.
Need Help?
Clark HR will host drop-in sessions during Open Enrollment — both in the HR Office (Geography Building, 3rd Floor) and at various campus locations — with computers available to assist employees in completing their online enrollment.
👉 [View the schedule for Benefits Drop-In Sessions Every Friday 1pm EST]
👉 [Join the AskHR Monday Session at 3pm EST]
You may also contact HR directly:
📧 hr@clarku.edu
📞 508-793-7294
Enrolling in Benefits with Employee Navigator Instructional Video
Fiduciary Responsibility Reminder
Clark University, as the plan sponsor, has a fiduciary duty under federal law to ensure the fair, accurate, and compliant administration of its employee benefit programs.
The move to an active, online enrollment process ensures all elections are intentional and documented — protecting both the University and its employees.
Additional Information
- If you do not have computer access, you can complete your enrollment in the HR Office using a designated workstation.
- HR staff will be available to assist throughout the enrollment period.
Questions?
Office of Human Resources and Organizational Excellence
📍 Geography Building, 3rd Floor
📧 jubradley@clarku.edu
📞 330-475-5369
