{"id":28,"date":"2024-12-31T17:15:03","date_gmt":"2024-12-31T17:15:03","guid":{"rendered":"https:\/\/www.golive.clarku.edu\/human-resources\/?page_id=28"},"modified":"2025-12-16T22:35:57","modified_gmt":"2025-12-16T22:35:57","slug":"open-enrollment","status":"publish","type":"page","link":"https:\/\/www.clarku.edu\/human-resources\/total-rewards\/benefits\/open-enrollment\/","title":{"rendered":"Open Enrollment"},"content":{"rendered":"\n<div class=\"wp-block-group red-box has-white-color has-green-background-color has-text-color has-background has-link-color wp-elements-e3becfa8f4fd039a10ef305525ca6e77 is-layout-constrained wp-block-group-is-layout-constrained\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>The annual health benefit open enrollment period begins <strong>October 27, 2025<\/strong>, and ends <strong>November 10, 2025, at 5:00 p.m. EST.<\/strong><\/p>\n<\/blockquote>\n<\/div>\n\n\n\n<p><strong>Open Enrollment<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clarku.edu\/human-resources\/wp-content\/uploads\/sites\/11\/2025\/10\/ClarkUniversity_2026_BenefitsGuide.pdf\">View all plan details and cost comparisons in the <strong>2026 Benefits Guide<\/strong>!<\/a><\/p>\n\n\n\n<p><strong>Annual Open Enrollment \u2013 Action Required<\/strong><\/p>\n\n\n\n<p>Open Enrollment for the <strong>2026 plan year<\/strong> begins <strong>October 27, 2025<\/strong>, and ends <strong>November 10, 2025, at 5:00 p.m. EST.<\/strong><\/p>\n\n\n\n<p>This year, Clark University is moving to an <strong>active Open Enrollment<\/strong> process and transitioning from paper enrollment to a new online system called <strong>Employee Navigator<\/strong>. <a href=\"https:\/\/www.employeenavigator.com\/benefits\/Account\/Register\">Click here on October 27th to access Employee Navigator for Open Enrollment!<\/a> Please note: If you have already registered and are returning back to make updates for this Open Enrollment, please access through this <a href=\"https:\/\/nam10.safelinks.protection.outlook.com\/?url=https%3A%2F%2Flink.edgepilot.com%2Fs%2Fddb0b902%2FhtQWnaBOm0_rhsaJQ7X3eg%3Fu%3Dhttps%3A%2F%2Fwww.employeenavigator.com%2Fbenefits%2FAccount%2FLogin&amp;data=05%7C02%7CKlFisher%40clarku.edu%7C3bacbace5d544172570d08de130a2636%7Cb5b2263d68aa453eb972aa1421410f80%7C0%7C0%7C638969131464382813%7CUnknown%7CTWFpbGZsb3d8eyJFbXB0eU1hcGkiOnRydWUsIlYiOiIwLjAuMDAwMCIsIlAiOiJXaW4zMiIsIkFOIjoiTWFpbCIsIldUIjoyfQ%3D%3D%7C0%7C%7C%7C&amp;sdata=b2jV6kC59urqeiDQ%2BI8sts3SCzP1sy%2Bw0576u%2BNmQqE%3D&amp;reserved=0\">Login<\/a> link.<\/p>\n\n\n\n<p>All benefit-eligible employees <strong>must take action<\/strong> during Open Enrollment.<br>If you do not complete your elections, your current benefits will end <strong>December 31, 2025<\/strong>, and you will not have coverage for 2026.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Why the Change?<\/strong><\/p>\n\n\n\n<p>Clark University is introducing several new benefit options for 2026 and enhancing our enrollment process to ensure every employee reviews, updates, and confirms their benefits.<\/p>\n\n\n\n<p>This transition supports Clark\u2019s fiduciary responsibility to administer benefits accurately, equitably, and in compliance with federal and state regulations (including ERISA).<\/p>\n\n\n\n<p>Requiring active enrollment helps ensure:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Each employee\u2019s choices are intentional and up to date<\/li>\n\n\n\n<li>Dependent and beneficiary information is accurate<\/li>\n\n\n\n<li>Flexible Spending Account (FSA) elections are renewed properly<\/li>\n\n\n\n<li>Employees have the opportunity to review new 2026 plan options<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Key Dates<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Open Enrollment Period:<\/strong> October 27 \u2013 November 10, 2025<\/li>\n\n\n\n<li><strong>Deadline:<\/strong> 5:00 p.m. EST, November 10, 2025<\/li>\n\n\n\n<li><strong>Coverage Effective Date:<\/strong> January 1, 2026<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>What\u2019s New for 2026<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>New <strong>HSA-eligible medical plan<\/strong> option<\/li>\n\n\n\n<li><strong>Enhanced dental plan<\/strong><\/li>\n\n\n\n<li><strong>Standalone Vision coverage<\/strong> added for the first time<\/li>\n\n\n\n<li>New voluntary benefits: <strong>Hospital Indemnity, Critical Illness, Accident, and Voluntary Supplemental Life Insurance<\/strong><\/li>\n\n\n\n<li>Transition to <strong>Employee Navigator<\/strong> for paperless enrollment<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Action Required<\/strong><\/p>\n\n\n\n<p>All employees must log in to <strong><a href=\"https:\/\/www.employeenavigator.com\/benefits\/Account\/Register\">Employee Navigator<\/a><\/strong> to complete their elections \u2014 even if you plan to keep the same coverage.<\/p>\n\n\n\n<p>No elections will carry over automatically.<br>If you do not take action by <strong>November 10, 2025<\/strong>, your current health, dental, vision, and voluntary benefits will end <strong>December 31, 2025<\/strong>.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Online Enrollment System<\/strong><\/p>\n\n\n\n<p>Clark is moving away from paper forms to an online enrollment process using <strong><a href=\"https:\/\/www.employeenavigator.com\/benefits\/Account\/Register\">Employee Navigator<\/a><\/strong>.<\/p>\n\n\n\n<p>Through this secure system, employees will be able to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Review benefit elections<\/li>\n\n\n\n<li>Compare plan options<\/li>\n\n\n\n<li>Add or remove dependents<\/li>\n\n\n\n<li>Enroll in or update coverage for 2026<\/li>\n\n\n\n<li>Access plan details, summaries, and cost information<\/li>\n<\/ul>\n\n\n\n<p><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Flexible Spending Accounts (FSA)<\/strong><\/p>\n\n\n\n<p>To participate in a <strong>2026 FSA<\/strong>, you must make a new election during Open Enrollment.<br>FSA elections <strong>do not carry over<\/strong> from year to year.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Benefits Fair<\/strong><\/p>\n\n\n\n<p>Join us for the <strong>2026 Benefits Fair<\/strong> to meet our benefit partners, explore new offerings, and get your questions answered.<\/p>\n\n\n\n<p>\ud83d\udcc5 <strong>Thursday, October 30, 2025<\/strong><br>\ud83d\udccd <strong>Tilton Hall, Higgins University Center<\/strong><br>\ud83d\udd50 <strong>10:00 a.m. \u2013 2:00 p.m.<\/strong><\/p>\n\n\n\n<p>Representatives from <strong>Harvard Pilgrim<\/strong>, <strong>OptumRx<\/strong>, <strong>TIAA<\/strong>, <strong>Flores<\/strong>, <strong>Lockton<\/strong>, and other vendors will be on site to answer questions.<br>You can also get hands-on assistance with <strong>Employee Navigator<\/strong> enrollment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Need Help?<\/strong><\/p>\n\n\n\n<p>Clark HR will host <strong>drop-in sessions<\/strong> during Open Enrollment \u2014 both in the HR Office (Geography Building, 3rd Floor) and at various campus locations \u2014 with computers available to assist employees in completing their online enrollment.<\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/teams.microsoft.com\/l\/meetup-join\/19%3ameeting_MTFiNmZkOWYtNDBkYy00NTE4LWIzYzAtYzk5ODcxZTE2ODQ2%40thread.v2\/0?context=%7b%22Tid%22%3a%22b5b2263d-68aa-453e-b972-aa1421410f80%22%2c%22Oid%22%3a%22e7aab8a2-c9c7-4177-b2d0-e6f36b71cc7c%22%7d\">[View the schedule for Benefits Drop-In Sessions Every Friday 1pm EST]<\/a><br>\ud83d\udc49 <a href=\"https:\/\/teams.microsoft.com\/l\/meetup-join\/19%3ameeting_NGJhM2E2ZTYtOGY3OC00MmMxLTk5ZjQtODIyZmQzN2I1MDg2%40thread.v2\/0?context=%7b%22Tid%22%3a%22b5b2263d-68aa-453e-b972-aa1421410f80%22%2c%22Oid%22%3a%22e7aab8a2-c9c7-4177-b2d0-e6f36b71cc7c%22%7d\">[Join the AskHR Monday Session at 3pm EST]<\/a><\/p>\n\n\n\n<p>You may also contact HR directly:<br>\ud83d\udce7 <strong>hr@clarku.edu<\/strong><br>\ud83d\udcde <strong>508-793-7294<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clarku.edu\/human-resources\/wp-content\/uploads\/sites\/11\/2025\/10\/Employee-Navigator-Guide-2025.pdf\">Employee Navigator User Guide<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/vimeo.com\/291726496\">Enrolling in Benefits with Employee Navigator Instructional Video<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Fiduciary Responsibility Reminder<\/strong><\/p>\n\n\n\n<p>Clark University, as the plan sponsor, has a fiduciary duty under federal law to ensure the fair, accurate, and compliant administration of its employee benefit programs.<\/p>\n\n\n\n<p>The move to an active, online enrollment process ensures all elections are intentional and documented \u2014 protecting both the University and its employees.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Additional Information<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you do not have computer access, you can complete your enrollment in the HR Office using a designated workstation.<\/li>\n\n\n\n<li>HR staff will be available to assist throughout the enrollment period.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Questions?<\/strong><\/p>\n\n\n\n<p><strong>Office of Human Resources and Organizational Excellence<\/strong><br>\ud83d\udccd Geography Building, 3rd Floor<br>\ud83d\udce7 <strong>jubradley@clarku.edu<\/strong><br>\ud83d\udcde 330-475-5369<\/p>\n\n\n\n<div class=\"wp-block-group alignfull cta-bar-container red has-deeper-red-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<p class=\"cta-bar-text\">Questions about the open enrollment process may be directed to the Office of Human Resources.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-dark-blue-background-color has-background wp-element-button\" href=\"mailto:hr@clarku.edu\" style=\"border-width:2px\">Email Us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The annual health benefit open enrollment period begins October 27, 2025, and ends November 10, 2025, at 5:00 p.m. EST. Open Enrollment View all plan details and cost comparisons in the 2026 Benefits Guide! Annual Open Enrollment \u2013 Action Required Open Enrollment for the 2026 plan year begins October 27, 2025, and ends November 10, [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":22,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-28","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.2 (Yoast SEO v27.3) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Open Enrollment | Human Resources and Organizational Excellence | Clark University<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.clarku.edu\/human-resources\/total-rewards\/benefits\/open-enrollment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Open Enrollment\" \/>\n<meta property=\"og:description\" content=\"The annual health benefit open enrollment period begins October 27, 2025, and ends November 10, 2025, at 5:00 p.m. EST. 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