{"id":28,"date":"2024-12-31T17:15:03","date_gmt":"2024-12-31T17:15:03","guid":{"rendered":"https:\/\/www.golive.clarku.edu\/human-resources\/?page_id=28"},"modified":"2026-10-10T12:01:10","modified_gmt":"2026-10-10T12:01:10","slug":"open-enrollment","status":"publish","type":"page","link":"https:\/\/www.clarku.edu\/human-resources\/total-rewards\/benefits\/open-enrollment\/","title":{"rendered":"Open Enrollment"},"content":{"rendered":"\n<div class=\"wp-block-group red-box has-white-color has-green-background-color has-text-color has-background has-link-color wp-elements-27a93c963868134fd516f234e01bf08f is-layout-constrained wp-block-group-is-layout-constrained\">\n<blockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\n<p>The annual health benefit open enrollment period begins <strong>October 19, 2026<\/strong> and ends <strong>November 2, 2026, at 5:00 p.m. EST.<\/strong><\/p>\n<\/blockquote>\n<\/div>\n\n\n\n<p><strong>Open Enrollment<\/strong><\/p>\n\n\n\n<p>View all plan details and your 2027 per-paycheck contributions in the 2027 Benefits Guide!<\/p>\n\n\n\n<p>Click <a href=\"https:\/\/www.clarku.edu\/human-resources\/wp-content\/uploads\/sites\/11\/2026\/10\/ClarkUniversity_2027_BenefitsGuide-FINAL.pdf\">here<\/a> to view the 2027 Benefits Guide.<\/p>\n\n\n\n<p><strong>Annual Open Enrollment <\/strong><\/p>\n\n\n\n<p>Open Enrollment for the <strong>2027 plan year<\/strong> begins <strong>October 19, 2026<\/strong>, and ends <strong>November 2, 2026, at 5:00 p.m. EST<\/strong>.<\/p>\n\n\n\n<p>For the 2027 plan year, you are not required to log in or submit new elections to keep your current benefits. If you take no action, your 2026 elections will automatically carry forward into 2027.<\/p>\n\n\n\n<p>The one exception is your Flexible Spending Account (FSA) and Health Savings Account (HSA). These elections do not carry over and must be made during Open Enrollment if you want to participate in 2027.<\/p>\n\n\n\n<p>Enrollment continues through Employee Navigator. Your username and password are the same as last year.<a href=\"https:\/\/www.employeenavigator.com\/benefits\/Account\/Register\">Click here on October 19, to access Employee Navigator for Open Enrollment!<\/a><\/p>\n\n\n\n<p>This year is a passive Open Enrollment, which means employees are not required to log in or submit new elections to keep your current benefits. If you take no action, your 2026 benefit elections will automatically carry forward into 2027. <\/p>\n\n\n\n<p>The one exception is your Flexible Spending Account (FSA) and Health Savings Account (HSA) elections. These do not carry over automatically and must be re-elected during Open Enrollment if you want to participate in 2027. HSA contributions can also be started, stopped, or changed at any time during the year.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Why Passive Enrollment?<\/strong><\/p>\n\n\n\n<p>With Employee Navigator now established and no major plan changes for 2027, Clark is moving to passive enrollment to make the process easier for employees who are satisfied with their current coverage.<\/p>\n\n\n\n<p>Even though action is not required, Clark strongly encourages every employee to log in and review:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Current benefit elections<\/li>\n\n\n\n<li>Dependent information<\/li>\n\n\n\n<li>Beneficiary designations<\/li>\n\n\n\n<li>Home address<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>What Requires Action? <\/strong><\/p>\n\n\n\n<p>\u2022 FSA: You must enroll and choose your 2027 contribution, even if it&#8217;s the same as last year.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Key Dates<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Open Enrollment Period:<\/strong> October 19 \u2013 November 2, 2026<\/li>\n\n\n\n<li><strong>Deadline:<\/strong> 5:00 p.m. EST, November 2, 2026<\/li>\n\n\n\n<li><strong>Coverage Effective Date:<\/strong> January 1, 2027<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>What\u2019s New for 2026<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Coming Soon! <\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>What Carries Forward Automatically? <\/strong><\/p>\n\n\n\n<p>If you take no action, these elections continue into 2027:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Medical, dental, and vision<\/li>\n\n\n\n<li>Life and AD&amp;D insurance<\/li>\n\n\n\n<li>Disability coverage<\/li>\n<\/ul>\n\n\n\n<p>Voluntary benefits: Hospital Indemnity, Critical Illness, Accident, and Voluntary Supplemental<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Using Employee Navigator<\/strong><\/p>\n\n\n\n<p>Through <strong><a href=\"https:\/\/www.employeenavigator.com\/benefits\/Account\/Register\">Employee Navigator<\/a><\/strong> you can review your current elections, compare 2027 plan options side by side, add or remove dependents, update beneficiaries, make changes to your 2027 benefits, and access plan summaries and premiums. The system is also available in Spanish: click your name in the upper right corner and select Espa\u00f1ol.<\/p>\n\n\n\n<p>Forgot your login? Select &#8220;Forgot your password?&#8221; or &#8220;Forgot your username?&#8221; on the login page, or contact HR for help.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Flexible Spending Accounts (FSA)<\/strong><\/p>\n\n\n\n<p>To participate in a <strong>2027 FSA<\/strong>, you must make a new election during Open Enrollment.<br>FSA elections <strong>do not carry over<\/strong> from year to year.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Benefits Fair<\/strong><\/p>\n\n\n\n<p>Join us for the <strong>2027 Benefits Fair<\/strong> to meet our benefit partners, explore new offerings, and get your questions answered.<\/p>\n\n\n\n<p>\ud83d\udcc5 Thursday, October 22, 2026<\/p>\n\n\n\n<p>\ud83d\udccd Higgins University Center, Tilton\/Wetzel Rooms<\/p>\n\n\n\n<p>\ud83d\udd50 10:00 a.m. to 2:00 p.m.<\/p>\n\n\n\n<p>Representatives from <strong>Harvard Pilgrim<\/strong>, <strong>OptumRx<\/strong>, <strong>TIAA<\/strong>, <strong>Flores<\/strong>, <strong>Lockton<\/strong>, and other vendors will be on site to answer questions.<br>You can also get hands-on assistance with <strong>Employee Navigator<\/strong> enrollment.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Need Help?<\/strong><\/p>\n\n\n\n<p>Clark HR will host <strong>drop-in sessions<\/strong> during Open Enrollment \u2014 both in the HR Office (Geography Building, 3rd Floor) and at various campus locations \u2014 with computers available to assist employees in completing their online enrollment.<\/p>\n\n\n\n<p>\ud83d\udc49 <a href=\"https:\/\/teams.microsoft.com\/l\/meetup-join\/19%3ameeting_MTFiNmZkOWYtNDBkYy00NTE4LWIzYzAtYzk5ODcxZTE2ODQ2%40thread.v2\/0?context=%7b%22Tid%22%3a%22b5b2263d-68aa-453e-b972-aa1421410f80%22%2c%22Oid%22%3a%22e7aab8a2-c9c7-4177-b2d0-e6f36b71cc7c%22%7d\">[Benefits Drop-In: Fridays at 1pm EST]<\/a><br>\ud83d\udc49 <a href=\"https:\/\/teams.microsoft.com\/l\/meetup-join\/19%3ameeting_NGJhM2E2ZTYtOGY3OC00MmMxLTk5ZjQtODIyZmQzN2I1MDg2%40thread.v2\/0?context=%7b%22Tid%22%3a%22b5b2263d-68aa-453e-b972-aa1421410f80%22%2c%22Oid%22%3a%22e7aab8a2-c9c7-4177-b2d0-e6f36b71cc7c%22%7d\">[AskHR Drop-In: Mondays at 3pm EST]<\/a><\/p>\n\n\n\n<p>\ud83d\udc49 One-on-one appointments available through AskHR<\/p>\n\n\n\n<p>You may also contact HR directly:<br>\ud83d\udce7 <strong>hr@clarku.edu<\/strong><br>\ud83d\udcde <strong>508-793-7294<\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.clarku.edu\/human-resources\/wp-content\/uploads\/sites\/11\/2025\/10\/Employee-Navigator-Guide-2025.pdf\">Employee Navigator User Guide<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/vimeo.com\/291726496\">Enrolling in Benefits with Employee Navigator Instructional Video<\/a><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Fiduciary Responsibility Reminder<\/strong><\/p>\n\n\n\n<p>Clark University, as the plan sponsor, has a fiduciary duty under ERISA to ensure the fair, accurate, and compliant administration of its employee benefit programs. Even under passive enrollment, reviewing your elections each year helps make sure your coverage reflects your intent.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Additional Information<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>If you do not have computer access, you can complete your enrollment in the HR Office using a designated workstation.<\/li>\n\n\n\n<li>HR will also host drop-in sessions around campus with computers available throughout the enrollment period.<\/li>\n<\/ul>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\" \/>\n\n\n\n<p><strong>Questions?<\/strong><\/p>\n\n\n\n<p><strong>Office of Human Resources and Organizational Excellence<\/strong><br>\ud83d\udccd Geography Building, 3rd Floor<br>\ud83d\udce7 <strong>jubradley@clarku.edu<\/strong><br>\ud83d\udcde 330-475-5369<\/p>\n\n\n\n<div class=\"wp-block-group alignfull cta-bar-container red has-deeper-red-background-color has-background is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns are-vertically-aligned-center is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:75%\">\n<p class=\"cta-bar-text\">Questions about the open enrollment process may be directed to the Office of Human Resources.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-center is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:25%\">\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link has-dark-blue-background-color has-background wp-element-button\" href=\"mailto:hr@clarku.edu\" style=\"border-width:2px\">Email Us<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>The annual health benefit open enrollment period begins October 19, 2026 and ends November 2, 2026, at 5:00 p.m. EST. Open Enrollment View all plan details and your 2027 per-paycheck contributions in the 2027 Benefits Guide! Click here to view the 2027 Benefits Guide. Annual Open Enrollment Open Enrollment for the 2027 plan year begins [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":0,"parent":22,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-28","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.1 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Open Enrollment | Human Resources and Organizational Excellence | Clark University<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.clarku.edu\/human-resources\/total-rewards\/benefits\/open-enrollment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Open Enrollment\" \/>\n<meta property=\"og:description\" content=\"The annual health benefit open enrollment period begins October 19, 2026 and ends November 2, 2026, at 5:00 p.m. EST. 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