{"id":36726,"date":"2025-06-26T13:17:34","date_gmt":"2025-06-26T13:17:34","guid":{"rendered":"https:\/\/www.clarku.edu\/graduate-education\/?page_id=36726"},"modified":"2025-12-08T13:56:03","modified_gmt":"2025-12-08T13:56:03","slug":"loans","status":"publish","type":"page","link":"https:\/\/www.clarku.edu\/graduate-education\/admissions\/tuition-and-scholarships\/loans\/","title":{"rendered":"Apply for a loan"},"content":{"rendered":"\n<div class=\"wp-block-columns sidebar-right is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:45rem\">\n<p class=\"intro \">You must be accepted into a degree program and complete the Graduate Student Financial Aid application: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/gradapply.clarku.edu\/register\/2526OFA\">Graduate Student Financial Aid Application for Spring 2026<\/a> <\/li>\n\n\n\n<li><a href=\"https:\/\/gradapply.clarku.edu\/register\/2627OFA\">Graduate Student Financial Aid Application for Summer and Fall 2026, and Spring 2027<\/a><\/li>\n<\/ul>\n\n\n\n<p class=\"intro \"><\/p>\n\n\n\n<p class=\"intro \"><\/p>\n\n\n\n<p><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<aside class=\"wp-block-group boxout has-light-teal-background-color has-background is-content-justification-left is-layout-constrained wp-container-core-group-is-layout-12dd3699 wp-block-group-is-layout-constrained\">\n<p>If your enrollment status changes after you have received your award letter, contact the <a href=\"https:\/\/www.clarku.edu\/financial-aid\/\">Office of Financial Assistance<\/a> to verify your eligibility of the loan.<\/p>\n<\/aside>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group triple-bottom-margin is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\" id=\"h-priority-filing-deadlines\">Priority filing deadlines<\/h2>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-border-color has-gray-200-border-color has-fixed-layout\" style=\"border-width:1px\"><thead><tr><th>Term<\/th><th>Deadline<\/th><\/tr><\/thead><tbody><tr><td>Summer<\/td><td>May 1<\/td><\/tr><tr><td>Fall<\/td><td>June 1<\/td><\/tr><tr><td>Spring<\/td><td>December 1<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p class=\"caption has-small-font-size\">Avoid delays in your loan application by applying before the priority deadlines.<\/p>\n<\/div>\n\n\n\n<h1 class=\"wp-block-heading has-text-align-left\" id=\"h-how-to-apply\">How to Apply<\/h1>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-u-s-citizen-permanent-resident-graduate-students\">U.S. Citizen\/Permanent Resident graduate students<\/h3>\n\n\n\n<p>Clark does not offer need-based aid for graduate students. However, scholarships are available depending on your selected program. <\/p>\n\n\n\n<p>Citizen\/Resident Graduate students may also apply for a Federal Direct Loan&nbsp;and&nbsp;Graduate Plus&nbsp;loans. The FAFSA&nbsp;is required to&nbsp;apply for these loans.&nbsp;&nbsp;<\/p>\n\n\n\n<p>You must be accepted into a degree program and enrolled at least half-time to be&nbsp;eligible for&nbsp;Federal loans. At Clark, half-time (part-time) student status is at least 1.5 units per semester.&nbsp;<\/p>\n\n\n\n<p><strong>Helpful links:<\/strong>&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/www.clarku.edu\/graduate-education\/admissions\/tuition-and-scholarships\/\" target=\"_blank\" rel=\"noreferrer noopener\">Review Clark Graduate Scholarships<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/studentaid.gov\/understand-aid\/types\/loans\/subsidized-unsubsidized\" target=\"_blank\" rel=\"noreferrer noopener\">More information on federal loan programs<\/a>&nbsp;<\/p>\n\n\n\n<p><a href=\"https:\/\/studentaid.gov\/plus-app\/grad\/landing\" target=\"_blank\" rel=\"noreferrer noopener\">Complete the FAFSA<\/a>&nbsp;<\/p>\n\n\n\n<p>The FAFSA is available online after October 1. Clark University\u2019s federal school code is\u202f002139; be sure to include this number on the FAFSA to ensure that we receive the results.&nbsp;<\/p>\n\n\n\n<p><strong>Advice to students:<\/strong>&nbsp;<\/p>\n\n\n\n<p>Apply for&nbsp;assistance&nbsp;as early as you can \u2014 ideally before classes begin, because the Free Application for Federal Student Aid (FAFSA) may take several weeks to process. Once processed, you will be notified via email of your loan eligibility.&nbsp;<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n\n\n\n\n\n<h3 class=\"wp-block-heading\" id=\"h-international-graduate-students\">International graduate students<\/h3>\n\n\n\n<p>Clark University does not offer need-based financial assistance directly to international students. International students may apply for an alternative loan.<\/p>\n\n\n\n<p class=\"arrow-link\"><a href=\"https:\/\/www.elmselect.com\/v4\/school\/866\/program\/2\/program-detail\">Review popular alternative loan options<\/a><\/p>\n\n\n\n<div class=\"wp-block-group section is-layout-constrained wp-block-group-is-layout-constrained\">\n<h2 class=\"wp-block-heading\" id=\"h-frequently-asked-questions\">Frequently asked questions<\/h2>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What type of financial assistance is available for graduate students at Clark University?<\/summary>\n<p>Graduate students are eligible to apply for two categories of assistance: non-need-based merit scholarships and student loans. To learn more about scholarships, visit our&nbsp;<a href=\"https:\/\/www.clarku.edu\/graduate-education\/admissions\/tuition-and-scholarships\/\">graduate tuition and scholarship page<\/a>.&nbsp;<\/p>\n\n\n\n<p>In general, any graduate student who has matriculated into a degree program may be eligible for a student loan. Loans offered to the student have to be repaid, usually after graduation, so students should not borrow more than they need or are able to repay. Because your charges will be different depending on whether you are full or half-time, your eligibility for aid may change depending on your registration status.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>Where do I submit these forms?<\/summary>\n<p>When filing the FAFSA online, the information is submitted electronically. Your Graduate Student Financial Aid application will be filed through your admissions portal. Any private student loan applications should be submitted online directly with your lender of choice.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>When can I expect to be notified of my financial aid eligibility?<\/summary>\n<p>Once all required forms are received, an award letter is sent to your Clark University email address notifying you of your eligibility for financial aid. You can apply for student loans at any point before or during the academic year, but if you wait until after the priority deadlines, it is unlikely that you will have a loan approved in time for the beginning of classes.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>When will my student loan funds be disbursed to my account?<\/summary>\n<p>After your loan has been certified by Clark University, an anticipated aid credit is placed on your student account for the value of your loan for the next semester. The anticipated aid credit informs Student Accounts that you have a loan in place and that the funding will arrive at a later date. If the anticipated aid credit covers the billable charges, then you are considered to have met the billing due date even if the loan funds arrive after the billing due date. The scheduled loan disbursement date typically occurs after the billing due date. In this case, there is no need to request an adjustment to either the billing due date or the scheduled loan disbursement date.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>When do I have to pay my tuition bill?<\/summary>\n<p>Tuition bills are usually due by the start of August for the fall semester and the end of December for the spring semester, but this may change from year to year. To confirm the tuition due date each semester, please contact <a href=\"https:\/\/www.clarku.edu\/student-accounts\/billing\/\">Student Accounts<\/a>.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What if I am relying on student loans to pay for living expenses?<\/summary>\n<p>All students should have personal funds available when they arrive at Clark University regardless of anticipated student loan funds for expenses. Do not rely solely on loan funds, as the process for awarding and disbursement may be delayed. Clark University does not advance funds based on anticipated student loans. Refunds are available after the end of the add-drop period, which is the first ten calendar days of the semester.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\"><summary>What is the estimated cost of attendance for a graduate student?<\/summary>\n<p>Cost of attendance is based on the number of units you take each semester and additional expenses, such as housing, health insurance, etc.&nbsp;For an estimated breakdown of your program\u2019s cost, please refer to the&nbsp;<a href=\"https:\/\/www.clarku.edu\/graduate-education\/admissions\/tuition-and-scholarships\/\">Graduate Tuition Calculator<\/a>&nbsp;on the Graduate Tuition and Scholarship page.<\/p>\n<\/details>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>You must be accepted into a degree program and complete the Graduate Student Financial Aid application: If your enrollment status changes after you have received your award letter, contact the Office of Financial Assistance to verify your eligibility of the loan. Priority filing deadlines Term Deadline Summer May 1 Fall June 1 Spring December 1 [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":35661,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","_links_to":"","_links_to_target":""},"class_list":["post-36726","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.4 (Yoast SEO v27.4) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Apply for a loan | Graduate Education | Clark University<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.clarku.edu\/graduate-education\/admissions\/tuition-and-scholarships\/loans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Apply for a loan\" \/>\n<meta property=\"og:description\" content=\"You must be accepted into a degree program and complete the Graduate Student Financial Aid application: If your enrollment status changes after you have received your award letter, contact the Office of Financial Assistance to verify your eligibility of the loan. 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