Every Business Needs Positive Cash Flow

Thursday, January 14, 2010
8:45 – 12 noon
Grace Conference Room

Having a positive cash flow from you business has never been more important. A steady predictable cash plan dramatically reduces uncertainty and risk for any business owner. A critical factor for the success, or failure, of an early stage or existing company is the business owner’s understanding and management of the sources and uses of cash. This is especially true if a business is planning to expand and take advantage of the recovery. Hiring a great accountant to work with small businesses is very important. Your accountant can help you develop a plan for the future. The most critical of all financial forecasts in a business plan are the cash flow projections and the cash flow statement. A cash flow statement reflects cash actually flowing into and out of the business. As a result, the bottom line of a cash flow statement is the reflection of your company's net cash position, rather than its profit. It is important to understand that early in a company's life cash position will be more critical than profitability because it will reflect the company's viability. A cash flow statement can represent the basis for an operating budget in which you, the small business owner, can manage and evaluate the actual performance of your business.
 

In this workshop you'll learn:

Ample time will be allowed for questions from the audience.

Speaker:

The instructor for this program is James Patterson, CPA, Partner, Gray, Gray, & Gray LLP, Framingham, MA. He has successfully guided many companies through the start up process. Mr. Patterson has also given several similar presentations to audiences at the Boston College SBDC.

Sponsored by: Middlesex Savings Bank and Commerce Bank